April 22, 2011

fuuny ways to cut cost? logic jugak actually. haha copied from nowhere

  •  Use the phone book instead of directory assistance.
  •  Use coupons at the grocery store.
  •  Do your own nails.
  •  Rent out a room or garage.
  •  Replace 100 watt bulbs with 60 watt.
  •  Make long distance calls at night and on weekends, instead of mid-day, mid-week.
  •  Throw pocket change in a jar and take it to the bank when it’s full.
  •  Always grocery shop with a list.
  •  Buy spare parts for your car at a junkyard.
  •  Go to museums on free days.
  •  Quit smoking.
  •  Meet friends for coffee instead of dinner.
  •  Take a shorter shower.
  •  Write letters instead of calling.
  •  Brown bag your lunch.
  •  Use public transportation.
  •  Buy old furniture at yard sales and refinish it yourself.
  •  Apply for scholarships and financial aid.
  •  Exercise for free-walk, jog, bike, or get exercise videos from the library.
  •  Buy your clothes off season.
  •  Share housing with a friend or family member.
  •  Hang clothes out to dry.
  •  Do not use your calling card.
  •  Change the oil in your car yourself regularly.
  •  But ‘no frills’ vitamins.
  •  Take a date for a walk along the beach or in the woods.
  •  Make cards and gifts for friends.
  •  Shop in thrift stores.
  •  Refinance your mortgage.
  •  Grocery shop on double coupon days.
  •  Shop around for eyeglasses.
  •  Recycle.
  •  Move to a less expensive place to live.
  •  Use low flush toilets or water saving devices in the tank.
  •  Drop unneeded telephone services like call forwarding or caller ID.
  •  Buy fruits and vegetables in season.
  •  Avoid using your ATM card at machines that charge a fee.
  •  Bicycle to work.
  •  Ask your doctor for samples of prescriptions.
  •  Borrow a dress for a big night out. or go to a consignment shop.
  •  When you buy a home negotiate the sales price and closing costs.
  •  Turn the hot water heater down and wrap it with insulation.
  •  Never grocery shop hungry.
  •  Buy, sell, and trade clothes at consignment shops.
  •  Shop around for the lowest banking fees.
  •  Caulk windows and doors.
  •  Iron your own shirts.
  •  Plan your weekly food menu before shopping.
  •  Buy a good used car instead of a new model car.
  •  Purchase all of your insurance from the same company to get a discount.
  •  Cut your cable television down to basic.
  •  Go to an optometrist for routine vision tests or to change an eyeglass prescription.
  •  Have potluck dinners with friends and family instead of going out.
  •  Use the library for books, video tapes, and music.
  •  Inspect clothing carefully before purchasing it.
  •  Don’t use your dishwasher dry cycle; open the door and let them air dry all night.
  •  At the grocery store, comparison shop by looking at the unit price.
  •  Make your own coffee.
  •  Use old newspapers for cat litter.
  •  Shop at discount clothing stores.
  •  Grow your own vegetables and herbs.
  •  Shop around for auto financing.
  •  Donate time instead of money to religious organizations and charities. 
  •  If you are leaving a room for more than five minutes, turn off the light.
  •  Shop at auctions or pawn shops for jewelry and antiques.
  •  Keep your car properly tuned.
  •  Request lower interest rates from your creditors.
  •  Trade in old books, records, and CDs at book and record exchanges.
  •  Pay bills the day they arrive; many credit card companies charge interest based on your average daily balance.
  •  Buy software at computer fares.
  • Search the internet for freebies.
  • Compost to make your own fertilizer.

April 6, 2011

another reunion!

yeay! we meet again in "reunion section"! so this episode,our special guest is Ms Zayyani Jamain~ welcome home babe! so ms zayyani here,also known as GG, she was my bestfriend back in SRJK (C) Sin Hwa. so its been a very long long time lah. we seperated during highschool and also college world. So shes taking her degree now in Bangalore,India. and its been yearrrsss suda i havent met her, so her aunty worked in Teck Guan as well so aunt Eve told me about GG's return. She'll be goin bek to India this Sunday :( hope to see u again G, wish u all the best. LOVE erin.